JOJonas Osman

Capital Modeling

Internal capital models, standard-formula work, and capital allocation for insurers — built to be transparent, well-validated, and useful for pricing, reinsurance, and strategy.

Outcomes you can expect

  • A capital view that ties to strategy and reinsurance decisions
  • Model validation that satisfies regulators without theatre
  • Capital allocated by risk, not by tradition

Typical engagements

  • Internal capital model design and validation
  • Standard-formula and Solvency II support
  • Reinsurance optimization
  • Capital allocation frameworks
Related reading

Enterprise Risk Management, Demystified

ERM isn't a binder on a shelf. It's the operating system a modern insurer or company uses to make decisions under uncertainty. Here's how to think about it.

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