Jonas Osman — Actuary & Risk Expert
Actuary & risk expert. Consulting for insurers, pension schemes, and companies that take risk seriously.
Where I help
Focused engagements across the actuarial and risk stack — delivered with the rigour regulators expect and the clarity boards need.
Enterprise Risk Management
Build an ERM framework that boards trust and operating teams actually use.
Loss Reserving
Independent, defensible reserve estimates and reserving process reviews.
Capital Modeling
Economic and regulatory capital models that inform real business decisions.
Predictive Modeling & Pricing
Modern pricing and predictive analytics — from GLMs to gradient boosting, kept explainable.
Latest insights
Practical notes on risk, reserving, and modeling.
Enterprise Risk Management, Demystified
ERM isn't a binder on a shelf. It's the operating system a modern insurer or company uses to make decisions under uncertainty. Here's how to think about it.
Loss Reserving Explained
Loss reserving is one of the most consequential numbers on an insurer's balance sheet. This is a practical tour of how it's done and where the judgement calls hide.
Predictive Modeling in Insurance
Predictive modeling has quietly reshaped insurance pricing. Here's what actually works, what to watch out for, and how to keep models explainable to regulators.
Have a risk problem worth solving?
Whether it's a reserve review, a capital model build, or an ERM refresh — let's talk about what you need and whether I can help.
Book a consultation