Insurance / Actuarial & Solvency II
End-to-end insurance and actuarial support — technical provisions, SCR calculation (standard formula or internal model), ORSA design, QRT reporting, loss reserving, and capital allocation — delivered with an eye on both regulator expectations and business usefulness.
Background reading on this work: Loss Reserving Explained and Capital Modelling Under the Revised Solvency II Framework: Preparing for 2027.
Outcomes you can expect
- SCR and technical provisions that pass audit and regulator review
- An ORSA that actually informs strategy and capital planning
- Reserving and capital numbers your board can rely on
Typical engagements
- Technical provisions (best estimate + risk margin)
- Standard-formula SCR and internal-model support
- ORSA framework and annual report
- Loss reserving (chain-ladder, Bornhuetter-Ferguson, stochastic)
- Capital allocation and reinsurance analytics
- QRT and pillar-3 disclosure preparation
Insights articles that go deeper on insurance / actuarial & solvency ii.
Loss Reserving Explained
Loss reserving is one of the most consequential numbers on an insurer's balance sheet. This is a practical tour of how it's done and where the judgement calls hide.
Read the articleCapital Modelling Under the Revised Solvency II Framework: Preparing for 2027
A practitioner tour of Solvency II capital modelling — standard formula, internal models, risk margin and the lambda factor — with a clear separation between the framework in force today and the revised framework that applies from 30 January 2027.
Read the articleORSA Scenario Design and Board Use
An ORSA is only useful if its scenarios are severe, plausible, and specific enough to change a decision. Here is how to design them.
Read the articleEnterprise Risk Management in Practice
ERM frameworks look identical on paper. In practice the difference between one that runs the company and one that gathers dust comes down to a handful of design choices. Here are the ones that matter.
Read the article