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JOJonas Osman
Insurance & Actuarial

Insurance / Actuarial & Solvency II

End-to-end insurance and actuarial support — technical provisions, SCR calculation (standard formula or internal model), ORSA design, QRT reporting, loss reserving, and capital allocation — delivered with an eye on both regulator expectations and business usefulness.

Outcomes you can expect

  • SCR and technical provisions that pass audit and regulator review
  • An ORSA that actually informs strategy and capital planning
  • Reserving and capital numbers your board can rely on

Typical engagements

  • Technical provisions (best estimate + risk margin)
  • Standard-formula SCR and internal-model support
  • ORSA framework and annual report
  • Loss reserving (chain-ladder, Bornhuetter-Ferguson, stochastic)
  • Capital allocation and reinsurance analytics
  • QRT and pillar-3 disclosure preparation
Related reading

Loss Reserving Explained

Loss reserving is one of the most consequential numbers on an insurer's balance sheet. This is a practical tour of how it's done and where the judgement calls hide.

Read the article

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