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JOJonas Osman
Financial Risk

Model Validation & Model Risk

Independent model validation aligned to SR 11-7, TRIM, and PRA SS1/23 — from conceptual soundness and data quality through implementation testing, benchmarking, backtesting, and outcomes analysis.

Outcomes you can expect

  • A validation opinion your regulator and board will accept
  • A clear, prioritised list of model weaknesses and remediations
  • A model inventory and lifecycle you can actually manage

Typical engagements

  • Conceptual soundness and methodology review
  • Data lineage, quality, and representativeness testing
  • Implementation testing, benchmarking, and backtesting
  • Model risk framework, inventory, and tiering
Related reading

LGD & EAD Validation: Common Pitfalls

PDs get the attention, but LGD and EAD errors quietly move ECL and RWA more than most banks realise. This is where independent validation actually earns its fee.

Read the article

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