JOJonas Osman

Loss Reserving

Actuarial loss reserving for property & casualty, life, and health portfolios — from chain-ladder and Bornhuetter-Ferguson to stochastic methods and reserve uncertainty analysis.

Outcomes you can expect

  • A booked reserve you can defend to auditors and regulators
  • Quantified uncertainty around the central estimate
  • A reserving process that scales as the portfolio grows

Typical engagements

  • Annual and quarterly reserve reviews
  • Independent actuarial opinions
  • Stochastic reserving and reserve risk analysis
  • Reserving process and controls diagnostic
Related reading

Loss Reserving Explained

Loss reserving is one of the most consequential numbers on an insurer's balance sheet. This is a practical tour of how it's done and where the judgement calls hide.

Read the article

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